Imagine Earning 12% Interest In Your Savings Account!

You will earn 12% APY with a hyper-yield Genitrust Savings account when you sign up today and use promo code JERRY for an immediate 2% bonus on your first deposit!

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No fees, penalties, minimum balance, or risk because your savings account is FDIC insured up to $250,000!

Frequently Asked Questions

Sign up today with promo code JERRY and you will immediately earn 2% on your first deposit and then start earning 12% APY indefinitely* on your average daily balance. For example, when you deposit $1,000 today your Genitrust Savings will immediately have $1,030 and after 12 months $1,149.14! You can deposit with an ACH transfer, wire transfer, and many other methods. Request a withdrawal at any time to another one of your bank accounts via ACH.

Genitrust serves one of the largest growing industries today: the alternative payments industry. Your deposits allow our business model to generate consistent revenue with lower expenses which gives you a great interest rate without any risk thanks to the FDIC insurance which covers up to $250,000 in deposits with us!

There is no maximum to how much you can earn! We just launched Genitrust Savings in August 2020 meaning today is the best day to make a deposit! $250,000 is the max for FDIC insurance to be automatically included and we currently are limiting the total deposits among all of our savings accounts to $1 million per day and $10 million per month to ensure everyone gets at least 12% APY.

Hyper-yield savings accounts are a type of deposit account that can be found at both online and brick-and-mortar institutions. These financial tools typically pay a higher interest rate than traditional savings accounts and almost always offer better returns than traditional checking accounts.

But it's not just higher interest rates that set hyper-yield savings accounts apart from other savings products.

Here are just a couple of the biggest financial benefits of hyper-yield savings accounts:

  • Higher APYs: Hyper-yield savings accounts generally offer significantly higher interest rates than traditional savings products. That means you can earn more on your money and meet your savings goals faster.
  • No or low fees: Hyper-yield savings accounts tend to come with no monthly fees and low fees for things like having non-sufficient funds. That's especially so with hyper-yield savings accounts found at online banks.

Like traditional savings products, safety is a mainstay of hyper-yield savings accounts.

Insured up to $250,000 at banks by the Federal Deposit Insurance Corp., and at credit unions by the National Credit Union Share Insurance Fund (per depositor, per institution, per ownership category), hyper-yield savings accounts offer a safe place to stash cash while earning the most competitive interest rates in the industry.

That makes hyper-yield savings accounts the best place to keep funds for emergencies, large expenses and short-term savings goals.

Keep in mind that specialized online banks typically offer the highest rates and best benefits on these types of accounts compared to traditional online banks and dying retail banks. Specialized online banks utilize the latest technology and uber-like customer-to-business processes in the fastest growing industries of today to guarantee that your funds will profit better than traditional online banks.

Furthermore, due to the high-emphasis on technology, specialized online banks don't have nearly the overhead costs associated with traditional online banks and retail-based institutions. This allows specialized online banks to can pass even more of those savings on to customers in the form of the highest yields in the industry.

Yes, your money is FDIC-insured. You'll recognize that name as banks use that same insurance to insure your bank money.

About Genitrust Savings


Genitrust is one of the first pioneers in the Hyper-Yield savings and investments industry for the general public. It takes only 2 minutes to sign up, and there are no obligations meaning that you can change your mind at any time!


Savings Meets Gamification.
Imagine earning up to 18% on your money every year—and it's fun! Genitrust Savings learns your savings goals and helps you achieve them better, all while rewarding you and your friends with extra bonus points.

Up to 18%

Still Unsure?
We understand how frustrating the lack of personal touch can be in the Internet age. And that is why we give you personal, one-on-one attention to help with any questions you may have.

Before Genitrust Savings:

You gave $1,000 to a typical online savings account to use your money. They profited handsomely and, in return, paid you $1 after charging you an occasional banking fee. You wonder why you ever signed up for the traditional online savings account, anyways.

After Genitrust Savings:

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You save $1,000 and immediately earn $18 in interest on your first deposit. You decide to sit back and let your money work for you, generating more and more interest compounding every month.

At the end of the year, you've earned $195.61 and paid zero banking fees. You breathe the crisp air of fresh financial accomplishment. We understand why you are saving in the first place, and we are designed to make it happen!

Ready to earn up to 12% APY?
Absolutely no fees.